Property and assets

What you own, against what you owe.
Every month, on a chart.

Property, vehicles, shares and more. Each asset with what it's worth, the loan against it, and what it earns and costs, in the books of the entity that owns it, or in Personal.

Loans beside their property The rental schedule at tax time

Our books

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Assets

E14 Smith Street

Property$780,000

14 Smith Street$780,000

EHarbour Café

Vehicles$38,200

Toyota Hilux$38,200

Equipment$14,500

Espresso machine$14,500

EPersonal

Property$380,000

8 Elm Street, half$380,000

Vehicles$27,500

Mazda CX-5$27,500

14 Smith Street

Residential propertyE14 Smith Street

OverviewActivityValue and costDates and documentsDetails

Unit 2's lease ends on 25 October 2026, in 2 weeks.

Net of what's owed12 monthsFinancial year

$367,700.00 ↑ 14% +$46,300

Worth $780,000.00 ↑ 5%Owed on the loan $412,300.00 ↓ 2%

NovDecJanFebMarAprMayJunJulAugSepOct

After costs12 monthsFinancial year

+$9,580.00 ↑ 6% +$540

Earned $30,960.00Spent $21,380.00After costs each month

NovDecJanFebMarAprMayJunJulAugSepOct

InboxActivityContactsAssetsMore

An asset's page. Its worth against the loan, month by month, and what it earned against what it cost. Values come from your valuations, the loan from its statements.

Each entity, and you

Every set of books, side by side.

A company, a trust, an SMSF, a partnership or a sole trader, and your own money as Personal. Each keeps its own books and its own charts.

14 Smith StreetRental property

Profit and loss, 12 months

+$9,580

NovDecJanFebMarAprMayJunJulAugSepOct

Rent received$30,960

Expenses$21,380

Owed on the Smith Street loan$412,300

Harbour CaféCompany

Profit, 12 months

+$48,210

NovDecJanFebMarAprMayJunJulAugSepOct

Income$412,600

Expenses$364,390

Owed to you on invoices$3,190

PersonalYour own money

What you own and owe, 12 months

$214,900

NovDecJanFebMarAprMayJunJulAugSepOct

You own$611,400

You owe$396,500

8 Elm Street, your half$380,000

8 Elm Street

Last financial year

Asset reportEPersonal

Income

Gross rent$14,040.00

Expenses

Interest on loansDeductible 100%$8,640.00

Council rates$1,184.60

Property agent fees$1,053.00

Insurance$921.00

Water charges$486.20

Repairs and maintenance$412.50

Total expenses$12,697.30

Net rental income$1,342.70

Tax time

The rental schedule, already filled in.

A rental in your own name sits in Personal. Its report reads as the ATO's rental schedule, line by line, for any year you pick.

Part ownership, with every figure at your share.
Interest from the loan's statements, at the share you can claim.
Every asset gets a report, from a rental to the ute, all in Reports.

Dates and documents

Every date and document, kept with the asset.

Leases, insurance, valuations and the contract, on the asset's own page. Beans reminds you in the Inbox two weeks before each date.

14 Smith Street, dates to remember

25OctUnit 2's lease endsSunday 25 October 2026, in 2 weeksIn the Inbox

15MarLandlord insurance renews15 March 2027, every yearEvery year

20JunFixed rate ends20 June 2027, on the Smith Street loanOnce

Reminder

Unit 2's lease at 14 Smith Street ends on 25 October, in 2 weeks.

Documents

PDFContract of sale14 pages, 1.8 MB

PDFLease, Unit 226 October 2025 to 25 October 2026

PDFLandlord insurance policyPremium $1,675.00, to 15 March 2027

PDFValuation from Westside Property$780,000, 14 August 2026

What you own, against what you owe.
Every month, on a chart.

Assets

14 Smith Street

Every set of books, side by side.

8 Elm Street

The rental schedule, already filled in.

Every date and document, kept with the asset.

More of what Beans does

Hand Beans the books.